Personal Financial Planning
Practical financial decision competence for everyday life, budgeting, saving, credit, insurance, and entry-level investing, built for African realities.
Adults (18+) seeking practical financial decision competence.
You finish with a real, portfolio-ready deliverable: the Personal Financial Wellbeing Plan.
What you’ll be able to do.
On completion you will demonstrate these 9 competencies.
Build a realistic personal/household financial wellbeing plan with measurable goals, cashflow controls and review cadence.
Track income and spending, implement a budget, and use transaction tools safely (including digital payments).
Design and implement an emergency buffer and savings system aligned to foreseeable shocks and priorities.
Compare credit options and make borrowing decisions that minimise total cost and reduce over-indebtedness risk.
Interpret key disclosures (fees, penalties, terms), recognise unfair practices, and use appropriate complaints and redress pathways.
Identify major household risks and choose insurance/protection strategies that fit needs and avoid under/over/overlapping cover.
Apply investment basics (risk/return, diversification, fees, suitability) to an entry-level investing plan.
Recognise behavioural biases that distort financial decisions and apply practical debiasing habits.
Apply the WealthPro Digital Financial Literacy Framework to evaluate AI-generated financial advice, digital financial products, and unregulated online financial content before making financial decisions.
Download the Body of Knowledge for Personal Financial Planning: competency domains, weekly topics, assessment criteria, and reading lists.
Globally benchmarked competencies.
Personal Financial Planning is mapped to the OECD/INFE Core Competencies for Adult Financial Literacy, Domains A (Money & Transactions), B (Planning & Managing Finances), C (Risk & Reward), D (Financial Landscape). Every week embeds the seven OECD mandatory elements below.
A named bias per week with a practical debiasing technique.
Disclosures, fee transparency, complaints, and redress pathways.
Mobile-money fraud, phishing, BNPL traps, and platform risk.
A specific persona per week, lone parent, young entrepreneur, older adult.
A concrete financial decision, never a hypothetical.
2–3 real options compared on fee, risk, and access.
A real life-event trigger, first salary, new baby, job change.
What you’ll cover.
9 weeks · 45 lessons · 3 levels
Level 1: Foundations
Level 2: Intermediate
Level 3: Advanced
A certificate that proves it.
Finish PFP and earn a verifiable WealthPro Africa Certificate of Completion. Here is a sample of what you will receive.
Certificate of Completion
This is to certify that
Learner Name
has successfully completed the programme
Personal Financial Planning
- Certificate ID
- WPA-PFP-2026-8130
- Course code
- PFP
- Issued
- 21 April 2026
- Verify
- verify.wealthpro.africa/pfp
Sample certificate. Your name, a unique certificate ID, and your completion date are issued automatically when you complete the programme on the WealthPro LMS.
Founder & CEO of WealthPro Africa. 16+ years in African financial services; 3,300+ professionals trained. Courses produced in the WealthPro LightBoard Studio.
Related courses.
Frequently asked questions
Adults (18+) seeking practical financial decision competence No prerequisites required.
Ready to enrol?
Take Personal Financial Planning for $250, or get all 8 courses in the bundle for $1,500.